Call reports 2013
FLAGLER BANK — 2013
What FLAGLER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 140,495,000 | 150,761,000 | 151,305,000 | 154,371,000 |
| Total loans | 72,352,000 | 74,458,000 | 76,341,000 | 83,249,000 |
| Allowance for loan losses | 2,150,000 | 2,140,000 | 2,107,000 | 1,944,000 |
| Securities available for sale | 53,483,000 | 16,152,000 | 17,100,000 | 14,085,000 |
| Securities held to maturity | 0 | 43,297,000 | 42,802,000 | 42,662,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,024,000 | 136,853,000 | 137,158,000 | 137,525,000 |
| Interest-bearing deposits | 115,492,000 | 124,509,000 | 124,629,000 | 121,734,000 |
| Noninterest-bearing deposits | 11,532,000 | 12,344,000 | 12,529,000 | 15,791,000 |
| Equity capital | 13,286,000 | 13,694,000 | 13,906,000 | 14,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,326,000 | 2,748,000 | 4,217,000 | 5,809,000 |
| Interest expense | 250,000 | 521,000 | 803,000 | 1,077,000 |
| Net interest income | 1,076,000 | 2,227,000 | 3,414,000 | 4,732,000 |
| Noninterest income | 42,000 | 103,000 | 180,000 | 202,000 |
| Noninterest expense | 802,000 | 1,644,000 | 2,490,000 | 3,368,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 318,000 | 829,000 | 1,247,000 | 1,722,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 318,000 | 829,000 | 1,247,000 | 1,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,565,000 | 14,076,000 | 14,494,000 | 14,969,000 |
| Total capital | 14,738,000 | 15,306,000 | 15,706,000 | 16,240,000 |
| Risk-weighted assets | 92,882,000 | 97,494,000 | 96,057,000 | 101,023,000 |