Call reports 2012
FLAGLER BANK — 2012
What FLAGLER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 116,455,000 | 122,780,000 | 119,612,000 | 136,033,000 |
| Total loans | 71,464,000 | 72,325,000 | 68,341,000 | 72,826,000 |
| Allowance for loan losses | 3,105,000 | 3,108,000 | 2,491,000 | 2,184,000 |
| Securities available for sale | 26,607,000 | 36,529,000 | 35,653,000 | 46,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,900,000 | 109,399,000 | 106,195,000 | 122,667,000 |
| Interest-bearing deposits | 95,860,000 | 97,888,000 | 94,048,000 | 109,844,000 |
| Noninterest-bearing deposits | 10,040,000 | 11,511,000 | 12,147,000 | 12,823,000 |
| Equity capital | 10,349,000 | 13,116,000 | 12,995,000 | 13,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,534,000 | 3,799,000 | 5,107,000 |
| Interest expense | 298,000 | 550,000 | 797,000 | 1,031,000 |
| Net interest income | 942,000 | 1,984,000 | 3,002,000 | 4,076,000 |
| Noninterest income | 93,000 | 417,000 | 534,000 | 558,000 |
| Noninterest expense | 930,000 | 1,841,000 | 3,076,000 | 3,868,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 105,000 | 637,000 | 790,000 | 1,096,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 105,000 | 637,000 | 790,000 | 1,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,257,000 | 12,788,000 | 12,942,000 | 13,247,000 |
| Total capital | 11,287,000 | 13,868,000 | 13,974,000 | 14,384,000 |
| Risk-weighted assets | 80,338,000 | 84,400,000 | 81,092,000 | 89,943,000 |