Call reports 2011
FLAGLER BANK — 2011
What FLAGLER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 124,592,000 | 118,741,000 | 112,550,000 | 112,993,000 |
| Total loans | 76,414,000 | 76,588,000 | 73,617,000 | 74,431,000 |
| Allowance for loan losses | 4,039,000 | 3,947,000 | 3,954,000 | 3,395,000 |
| Securities available for sale | 27,256,000 | 27,512,000 | 21,777,000 | 18,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,871,000 | 111,910,000 | 105,216,000 | 105,573,000 |
| Interest-bearing deposits | 107,477,000 | 101,772,000 | 95,364,000 | 96,691,000 |
| Noninterest-bearing deposits | 9,394,000 | 10,138,000 | 9,852,000 | 8,882,000 |
| Equity capital | 7,554,000 | 6,668,000 | 7,141,000 | 7,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,323,000 | 2,709,000 | 4,078,000 | 5,313,000 |
| Interest expense | 392,000 | 747,000 | 1,064,000 | 1,372,000 |
| Net interest income | 931,000 | 1,962,000 | 3,014,000 | 3,941,000 |
| Noninterest income | 105,000 | -11,000 | 61,000 | 564,000 |
| Noninterest expense | 1,176,000 | 2,201,000 | 3,254,000 | 4,625,000 |
| Provision for loan losses | 200,000 | 1,588,000 | 1,588,000 | 1,588,000 |
| Pretax income | -340,000 | -1,600,000 | -1,269,000 | -1,078,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -340,000 | -1,600,000 | -1,269,000 | -1,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,890,000 | 6,630,000 | 6,960,000 | 7,152,000 |
| Total capital | 9,053,000 | 7,754,000 | 8,023,000 | 8,223,000 |
| Risk-weighted assets | 90,163,000 | 87,126,000 | 82,155,000 | 83,352,000 |