Call reports 2010
FLAGLER BANK — 2010
What FLAGLER BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 127,951,000 | 133,366,000 | 134,348,000 | 124,397,000 |
| Total loans | 90,358,000 | 83,837,000 | 84,034,000 | 77,899,000 |
| Allowance for loan losses | 4,659,000 | 3,729,000 | 4,400,000 | 3,829,000 |
| Securities available for sale | 12,150,000 | 25,221,000 | 22,525,000 | 24,353,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,794,000 | 118,883,000 | 125,058,000 | 116,640,000 |
| Interest-bearing deposits | 101,202,000 | 109,553,000 | 114,932,000 | 107,771,000 |
| Noninterest-bearing deposits | 11,592,000 | 9,330,000 | 10,126,000 | 8,869,000 |
| Equity capital | 10,017,000 | 9,223,000 | 9,074,000 | 7,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,650,000 | 3,197,000 | 4,705,000 | 6,056,000 |
| Interest expense | 571,000 | 1,110,000 | 1,644,000 | 2,083,000 |
| Net interest income | 1,079,000 | 2,087,000 | 3,061,000 | 3,973,000 |
| Noninterest income | 135,000 | 248,000 | 312,000 | 417,000 |
| Noninterest expense | 901,000 | 2,095,000 | 2,925,000 | 3,955,000 |
| Provision for loan losses | 200,000 | 1,090,000 | 1,840,000 | 2,220,000 |
| Pretax income | 113,000 | -838,000 | -1,204,000 | -1,572,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 113,000 | -838,000 | -1,204,000 | -1,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,915,000 | 8,963,000 | 8,597,000 | 8,230,000 |
| Total capital | 11,182,000 | 10,180,000 | 9,822,000 | 9,384,000 |
| Risk-weighted assets | 97,934,000 | 94,820,000 | 94,797,000 | 89,672,000 |