Call reports 2009
FLAGLER BANK — 2009
What FLAGLER BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 124,898,000 | 131,686,000 | 136,718,000 | 124,364,000 |
| Total loans | 98,904,000 | 98,223,000 | 96,271,000 | 91,887,000 |
| Allowance for loan losses | 3,131,000 | 3,009,000 | 3,127,000 | 4,480,000 |
| Securities available for sale | 9,037,000 | 8,442,000 | 10,992,000 | 12,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,368,000 | 116,298,000 | 121,169,000 | 109,326,000 |
| Interest-bearing deposits | 99,178,000 | 106,276,000 | 110,948,000 | 101,012,000 |
| Noninterest-bearing deposits | 10,190,000 | 10,022,000 | 10,220,000 | 8,314,000 |
| Equity capital | 10,346,000 | 10,114,000 | 10,332,000 | 9,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,967,000 | 3,753,000 | 5,734,000 | 7,459,000 |
| Interest expense | 832,000 | 1,580,000 | 2,316,000 | 2,982,000 |
| Net interest income | 1,135,000 | 2,173,000 | 3,418,000 | 4,477,000 |
| Noninterest income | 84,000 | 162,000 | 172,000 | 189,000 |
| Noninterest expense | 864,000 | 1,779,000 | 2,633,000 | 3,897,000 |
| Provision for loan losses | 1,520,000 | 1,774,000 | 1,974,000 | 4,872,000 |
| Pretax income | -1,165,000 | -1,218,000 | -960,000 | -4,046,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,165,000 | -1,218,000 | -960,000 | -4,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,266,000 | 10,013,000 | 10,272,000 | 9,801,000 |
| Total capital | 11,636,000 | 11,407,000 | 11,667,000 | 11,084,000 |
| Risk-weighted assets | 109,585,000 | 109,894,000 | 109,896,000 | 99,424,000 |