Call reports 2003
FLAGLER BANK — 2003
What FLAGLER BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 51,683,000 | 53,977,000 | 55,464,000 | 59,727,000 |
| Total loans | 37,754,000 | 39,938,000 | 41,260,000 | 42,312,000 |
| Allowance for loan losses | 411,000 | 476,000 | 525,000 | 477,000 |
| Securities available for sale | 1,087,000 | 863,000 | 1,158,000 | 2,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,433,000 | 48,608,000 | 49,883,000 | 53,998,000 |
| Interest-bearing deposits | 41,359,000 | 43,699,000 | 44,903,000 | 49,022,000 |
| Noninterest-bearing deposits | 5,074,000 | 4,909,000 | 4,980,000 | 4,976,000 |
| Equity capital | 5,180,000 | 5,290,000 | 5,497,000 | 5,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 715,000 | 1,505,000 | 2,357,000 | 3,212,000 |
| Interest expense | 210,000 | 442,000 | 675,000 | 920,000 |
| Net interest income | 505,000 | 1,063,000 | 1,682,000 | 2,292,000 |
| Noninterest income | 25,000 | 107,000 | 173,000 | 206,000 |
| Noninterest expense | 385,000 | 790,000 | 1,191,000 | 1,624,000 |
| Provision for loan losses | 70,000 | 140,000 | 210,000 | 270,000 |
| Pretax income | 75,000 | 240,000 | 454,000 | 604,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 240,000 | 454,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,048,000 | 5,098,000 | 5,372,000 | 5,557,000 |
| Total capital | 5,459,000 | 5,574,000 | 5,897,000 | 6,034,000 |
| Risk-weighted assets | 37,738,000 | 39,148,000 | 44,102,000 | 46,113,000 |
Machine access — free, no API key
Every figure shown here about FLAGLER BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.