Call reports 2002
FLAGLER BANK — 2002
What FLAGLER BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 35,420,000 | 37,116,000 | 37,827,000 | 39,476,000 |
| Total loans | 19,460,000 | 20,485,000 | 24,733,000 | 31,396,000 |
| Allowance for loan losses | 251,000 | 287,000 | 333,000 | 349,000 |
| Securities available for sale | 2,131,000 | 1,954,000 | 1,686,000 | 1,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,361,000 | 31,995,000 | 32,683,000 | 34,293,000 |
| Interest-bearing deposits | 26,280,000 | 27,880,000 | 28,752,000 | 29,691,000 |
| Noninterest-bearing deposits | 4,081,000 | 4,115,000 | 3,931,000 | 4,601,000 |
| Equity capital | 4,990,000 | 5,047,000 | 5,062,000 | 5,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 471,000 | 962,000 | 1,498,000 | 2,107,000 |
| Interest expense | 164,000 | 336,000 | 513,000 | 691,000 |
| Net interest income | 307,000 | 626,000 | 985,000 | 1,416,000 |
| Noninterest income | 109,000 | 146,000 | 181,000 | 237,000 |
| Noninterest expense | 310,000 | 622,000 | 969,000 | 1,340,000 |
| Provision for loan losses | 30,000 | 64,000 | 109,000 | 174,000 |
| Pretax income | 76,000 | 86,000 | 88,000 | 139,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 76,000 | 86,000 | 88,000 | 139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,789,000 | 4,809,000 | 4,844,000 | 4,916,000 |
| Total capital | 5,040,000 | 5,096,000 | 5,177,000 | 5,265,000 |
| Risk-weighted assets | 23,354,000 | 24,227,000 | 26,979,000 | 31,107,000 |