Call reports 2023
MANUFACTURERS AND TRADERS TRUST COMPANY — 2023
What MANUFACTURERS AND TRADERS TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 202,362,791,000 | 207,098,325,000 | 208,606,449,000 | 207,770,947,000 |
| Total loans | 132,976,591,000 | 133,392,702,000 | 132,393,633,000 | 134,134,345,000 |
| Allowance for loan losses | 1,974,042,000 | 1,997,292,000 | 2,051,034,000 | 2,127,843,000 |
| Securities available for sale | 11,025,270,000 | 10,788,614,000 | 10,574,304,000 | 10,421,009,000 |
| Securities held to maturity | 16,203,571,000 | 15,920,106,000 | 15,573,120,000 | 15,331,963,000 |
| Trading assets | 126,574,000 | 66,315,000 | 63,985,000 | 62,524,000 |
| Total deposits | 161,566,020,000 | 165,252,462,000 | 166,827,144,000 | 167,287,830,000 |
| Interest-bearing deposits | 101,777,541,000 | 110,412,083,000 | 113,285,694,000 | 117,189,476,000 |
| Noninterest-bearing deposits | 59,788,479,000 | 54,840,379,000 | 53,541,450,000 | 50,098,354,000 |
| Equity capital | 25,332,289,000 | 25,057,146,000 | 25,202,849,000 | 25,707,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,325,264,000 | 4,837,985,000 | 7,475,957,000 | 10,212,394,000 |
| Interest expense | 468,619,000 | 1,137,230,000 | 1,961,408,000 | 2,930,374,000 |
| Net interest income | 1,856,645,000 | 3,700,755,000 | 5,514,549,000 | 7,282,020,000 |
| Noninterest income | 437,004,000 | 899,105,000 | 1,348,589,000 | 1,814,369,000 |
| Noninterest expense | 1,238,472,000 | 2,427,157,000 | 3,615,653,000 | 4,965,981,000 |
| Provision for loan losses | 120,000,000 | 270,000,000 | 420,000,000 | 645,400,000 |
| Pretax income | 934,724,000 | 1,903,358,000 | 2,827,893,000 | 3,488,763,000 |
| Income tax | 226,209,000 | 465,731,000 | 686,777,000 | 838,642,000 |
| Net income | 708,515,000 | 1,437,627,000 | 2,141,116,000 | 2,650,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,414,722,000 | 17,397,657,000 | 17,629,893,000 | 17,667,114,000 |
| Total capital | 19,735,463,000 | 19,733,318,000 | 19,820,693,000 | 19,884,075,000 |
| Risk-weighted assets | 151,379,463,000 | 151,734,010,000 | 151,255,806,000 | 153,281,234,000 |