Call reports 2020
MANUFACTURERS AND TRADERS TRUST COMPANY — 2020
What MANUFACTURERS AND TRADERS TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 124,147,394,000 | 139,153,362,000 | 138,246,208,000 | 142,219,684,000 |
| Total loans | 94,011,188,000 | 97,641,219,000 | 98,338,022,000 | 98,433,612,000 |
| Allowance for loan losses | 1,381,821,000 | 1,635,695,000 | 1,755,922,000 | 1,734,061,000 |
| Securities available for sale | 6,119,507,000 | 5,801,879,000 | 5,281,852,000 | 4,801,715,000 |
| Securities held to maturity | 2,300,642,000 | 2,158,982,000 | 1,938,694,000 | 1,748,989,000 |
| Trading assets | 1,179,754,000 | 1,247,498,000 | 1,168,257,000 | 1,021,250,000 |
| Total deposits | 100,548,284,000 | 115,502,877,000 | 115,502,624,000 | 120,464,922,000 |
| Interest-bearing deposits | 64,286,140,000 | 69,414,351,000 | 70,656,564,000 | 72,235,852,000 |
| Noninterest-bearing deposits | 36,262,144,000 | 46,088,526,000 | 44,846,060,000 | 48,229,070,000 |
| Equity capital | 15,299,612,000 | 15,589,185,000 | 15,898,684,000 | 15,923,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,118,225,000 | 2,148,789,000 | 3,148,353,000 | 4,185,724,000 |
| Interest expense | 133,039,000 | 199,949,000 | 251,604,000 | 295,123,000 |
| Net interest income | 985,186,000 | 1,948,840,000 | 2,896,749,000 | 3,890,601,000 |
| Noninterest income | 417,226,000 | 795,361,000 | 1,212,153,000 | 1,636,437,000 |
| Noninterest expense | 806,114,000 | 1,513,549,000 | 2,245,451,000 | 2,989,343,000 |
| Provision for loan losses | 249,500,000 | 574,500,000 | 724,500,000 | 799,800,000 |
| Pretax income | 326,655,000 | 642,941,000 | 1,128,343,000 | 1,728,762,000 |
| Income tax | 72,903,000 | 145,252,000 | 259,621,000 | 403,168,000 |
| Net income | 253,752,000 | 497,689,000 | 868,722,000 | 1,325,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,545,442,000 | 10,866,416,000 | 11,279,071,000 | 11,550,462,000 |
| Total capital | 12,385,325,000 | 12,779,714,000 | 13,186,931,000 | 13,373,416,000 |
| Risk-weighted assets | 107,129,636,000 | 105,313,675,000 | 104,669,544,000 | 105,976,579,000 |