Call reports 2016
MANUFACTURERS AND TRADERS TRUST COMPANY — 2016
What MANUFACTURERS AND TRADERS TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 123,952,413,000 | 123,130,306,000 | 126,239,147,000 | 122,631,667,000 |
| Total loans | 87,517,373,000 | 88,191,859,000 | 89,339,721,000 | 90,566,221,000 |
| Allowance for loan losses | 958,398,000 | 966,198,000 | 971,827,000 | 984,687,000 |
| Securities available for sale | 12,165,684,000 | 11,884,328,000 | 11,831,257,000 | 13,064,613,000 |
| Securities held to maturity | 2,730,611,000 | 2,574,421,000 | 2,409,950,000 | 2,457,278,000 |
| Trading assets | 424,205,000 | 461,526,000 | 442,900,000 | 279,223,000 |
| Total deposits | 95,110,101,000 | 95,500,937,000 | 99,221,765,000 | 97,040,002,000 |
| Interest-bearing deposits | 65,115,023,000 | 64,571,421,000 | 65,810,297,000 | 64,171,781,000 |
| Noninterest-bearing deposits | 29,995,078,000 | 30,929,516,000 | 33,411,468,000 | 32,868,221,000 |
| Equity capital | 15,314,581,000 | 15,397,681,000 | 15,046,590,000 | 14,507,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 968,963,000 | 1,935,773,000 | 2,901,682,000 | 3,881,242,000 |
| Interest expense | 93,753,000 | 193,385,000 | 297,382,000 | 397,350,000 |
| Net interest income | 875,210,000 | 1,742,388,000 | 2,604,300,000 | 3,483,892,000 |
| Noninterest income | 357,025,000 | 743,466,000 | 1,133,398,000 | 1,522,048,000 |
| Noninterest expense | 708,141,000 | 1,391,742,000 | 2,069,530,000 | 2,764,449,000 |
| Provision for loan losses | 48,750,000 | 80,300,000 | 127,000,000 | 188,795,000 |
| Pretax income | 475,344,000 | 1,014,077,000 | 1,569,913,000 | 2,083,007,000 |
| Income tax | 172,098,000 | 369,363,000 | 571,728,000 | 752,104,000 |
| Net income | 303,246,000 | 644,714,000 | 998,185,000 | 1,330,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,772,641,000 | 10,807,983,000 | 10,472,869,000 | 10,115,688,000 |
| Total capital | 12,688,507,000 | 12,737,161,000 | 12,403,430,000 | 11,812,114,000 |
| Risk-weighted assets | 95,064,127,000 | 96,125,197,000 | 97,236,645,000 | 100,981,651,000 |