Call reports 2008
MANUFACTURERS AND TRADERS TRUST COMPANY — 2008
What MANUFACTURERS AND TRADERS TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 65,263,266,000 | 65,079,643,000 | 64,229,920,000 | 64,824,244,000 |
| Total loans | 49,110,139,000 | 48,949,869,000 | 48,279,807,000 | 48,575,013,000 |
| Allowance for loan losses | 772,037,000 | 772,591,000 | 778,816,000 | 785,794,000 |
| Securities available for sale | 7,840,632,000 | 7,733,014,000 | 7,133,446,000 | 6,664,673,000 |
| Securities held to maturity | 72,981,000 | 73,060,000 | 492,417,000 | 485,838,000 |
| Trading assets | 328,792,000 | 200,453,000 | 330,583,000 | 585,072,000 |
| Total deposits | 35,947,460,000 | 35,974,980,000 | 36,343,090,000 | 38,358,154,000 |
| Interest-bearing deposits | 28,047,324,000 | 27,461,828,000 | 28,001,037,000 | 29,485,475,000 |
| Noninterest-bearing deposits | 7,900,136,000 | 8,513,152,000 | 8,342,053,000 | 8,872,679,000 |
| Equity capital | 6,932,419,000 | 7,060,191,000 | 7,072,858,000 | 6,957,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 877,942,000 | 1,688,869,000 | 2,481,016,000 | 3,245,952,000 |
| Interest expense | 381,108,000 | 685,732,000 | 971,112,000 | 1,229,057,000 |
| Net interest income | 496,834,000 | 1,003,137,000 | 1,509,904,000 | 2,016,895,000 |
| Noninterest income | 260,810,000 | 538,843,000 | 797,142,000 | 1,036,176,000 |
| Noninterest expense | 401,075,000 | 807,483,000 | 1,215,948,000 | 1,619,806,000 |
| Provision for loan losses | 59,300,000 | 158,900,000 | 259,000,000 | 409,200,000 |
| Pretax income | 329,853,000 | 602,782,000 | 707,051,000 | 875,515,000 |
| Income tax | 112,579,000 | 203,291,000 | 192,551,000 | 233,834,000 |
| Net income | 217,274,000 | 399,491,000 | 514,500,000 | 641,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,708,766,000 | 3,922,777,000 | 4,097,122,000 | 4,245,071,000 |
| Total capital | 6,126,539,000 | 6,267,923,000 | 6,442,968,000 | 6,580,485,000 |
| Risk-weighted assets | 56,409,741,000 | 56,905,646,000 | 56,846,165,000 | 57,963,959,000 |