Call reports 2007
MANUFACTURERS AND TRADERS TRUST COMPANY — 2007
What MANUFACTURERS AND TRADERS TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 56,951,159,000 | 57,005,978,000 | 59,176,947,000 | 64,072,546,000 |
| Total loans | 43,314,684,000 | 43,558,656,000 | 44,599,498,000 | 47,847,823,000 |
| Allowance for loan losses | 657,312,000 | 665,785,000 | 678,549,000 | 758,364,000 |
| Securities available for sale | 6,303,293,000 | 6,246,223,000 | 7,189,175,000 | 8,097,730,000 |
| Securities held to maturity | 65,523,000 | 63,165,000 | 60,090,000 | 76,441,000 |
| Trading assets | 108,348,000 | 105,664,000 | 132,987,000 | 234,079,000 |
| Total deposits | 34,000,115,000 | 32,811,138,000 | 32,184,145,000 | 35,291,757,000 |
| Interest-bearing deposits | 26,378,072,000 | 25,327,565,000 | 24,610,554,000 | 27,153,344,000 |
| Noninterest-bearing deposits | 7,622,043,000 | 7,483,573,000 | 7,573,591,000 | 8,138,413,000 |
| Equity capital | 6,440,290,000 | 6,515,716,000 | 6,510,778,000 | 6,832,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 853,082,000 | 1,723,644,000 | 2,609,600,000 | 3,516,059,000 |
| Interest expense | 392,508,000 | 789,435,000 | 1,195,365,000 | 1,618,311,000 |
| Net interest income | 460,574,000 | 934,209,000 | 1,414,235,000 | 1,897,748,000 |
| Noninterest income | 221,407,000 | 482,668,000 | 727,296,000 | 980,338,000 |
| Noninterest expense | 381,996,000 | 760,906,000 | 1,132,173,000 | 1,557,334,000 |
| Provision for loan losses | 27,000,000 | 57,000,000 | 91,000,000 | 192,000,000 |
| Pretax income | 273,200,000 | 599,203,000 | 918,609,000 | 1,001,724,000 |
| Income tax | 89,748,000 | 199,409,000 | 305,250,000 | 324,294,000 |
| Net income | 183,452,000 | 399,794,000 | 613,359,000 | 677,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,322,456,000 | 3,445,746,000 | 3,475,797,000 | 3,460,525,000 |
| Total capital | 5,325,666,000 | 5,459,279,000 | 5,503,754,000 | 5,884,226,000 |
| Risk-weighted assets | 49,630,144,000 | 50,421,849,000 | 51,573,094,000 | 55,408,727,000 |