Call reports 2006
MANUFACTURERS AND TRADERS TRUST COMPANY — 2006
What MANUFACTURERS AND TRADERS TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 54,684,473,000 | 55,789,617,000 | 55,673,330,000 | 56,382,388,000 |
| Total loans | 40,632,931,000 | 41,380,662,000 | 41,889,273,000 | 42,746,817,000 |
| Allowance for loan losses | 636,281,000 | 643,298,000 | 643,799,000 | 647,492,000 |
| Securities available for sale | 7,424,404,000 | 7,067,130,000 | 6,829,335,000 | 6,469,246,000 |
| Securities held to maturity | 102,395,000 | 90,682,000 | 67,370,000 | 64,899,000 |
| Trading assets | 158,672,000 | 165,437,000 | 133,314,000 | 91,701,000 |
| Total deposits | 34,555,194,000 | 35,227,118,000 | 34,679,477,000 | 34,509,353,000 |
| Interest-bearing deposits | 26,844,226,000 | 27,119,627,000 | 26,917,194,000 | 26,611,698,000 |
| Noninterest-bearing deposits | 7,710,968,000 | 8,107,491,000 | 7,762,283,000 | 7,897,655,000 |
| Equity capital | 6,354,563,000 | 6,498,531,000 | 6,610,518,000 | 6,474,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 768,073,000 | 1,571,265,000 | 2,414,731,000 | 3,277,213,000 |
| Interest expense | 311,168,000 | 658,188,000 | 1,034,284,000 | 1,419,579,000 |
| Net interest income | 456,905,000 | 913,077,000 | 1,380,447,000 | 1,857,634,000 |
| Noninterest income | 242,938,000 | 496,317,000 | 743,232,000 | 980,465,000 |
| Noninterest expense | 371,585,000 | 738,110,000 | 1,125,612,000 | 1,491,030,000 |
| Provision for loan losses | 18,000,000 | 35,000,000 | 52,000,000 | 80,000,000 |
| Pretax income | 310,316,000 | 636,512,000 | 946,306,000 | 1,267,652,000 |
| Income tax | 100,678,000 | 207,650,000 | 304,308,000 | 405,571,000 |
| Net income | 209,638,000 | 428,862,000 | 641,998,000 | 862,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,413,440,000 | 3,398,608,000 | 3,473,157,000 | 3,355,935,000 |
| Total capital | 4,951,058,000 | 4,951,031,000 | 5,026,596,000 | 5,391,656,000 |
| Risk-weighted assets | 47,610,589,000 | 48,656,334,000 | 48,699,360,000 | 49,255,297,000 |