Call reports 2005
MANUFACTURERS AND TRADERS TRUST COMPANY — 2005
What MANUFACTURERS AND TRADERS TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 53,376,768,000 | 53,955,628,000 | 54,316,694,000 | 54,391,344,000 |
| Total loans | 38,811,365,000 | 39,655,591,000 | 40,090,227,000 | 40,096,328,000 |
| Allowance for loan losses | 629,298,000 | 634,686,000 | 635,245,000 | 635,098,000 |
| Securities available for sale | 8,085,665,000 | 7,756,918,000 | 7,625,423,000 | 7,530,861,000 |
| Securities held to maturity | 96,957,000 | 86,493,000 | 97,179,000 | 101,059,000 |
| Trading assets | 111,839,000 | 154,758,000 | 145,537,000 | 150,394,000 |
| Total deposits | 31,944,245,000 | 33,053,565,000 | 32,804,630,000 | 33,991,653,000 |
| Interest-bearing deposits | 23,539,606,000 | 24,361,916,000 | 24,722,340,000 | 25,839,902,000 |
| Noninterest-bearing deposits | 8,404,639,000 | 8,691,649,000 | 8,082,290,000 | 8,151,751,000 |
| Equity capital | 6,217,538,000 | 6,301,101,000 | 6,352,042,000 | 6,271,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 632,552,000 | 1,302,346,000 | 2,016,633,000 | 2,763,460,000 |
| Interest expense | 180,388,000 | 393,382,000 | 642,618,000 | 929,305,000 |
| Net interest income | 452,164,000 | 908,964,000 | 1,374,015,000 | 1,834,155,000 |
| Noninterest income | 219,882,000 | 440,098,000 | 678,733,000 | 916,921,000 |
| Noninterest expense | 355,010,000 | 715,059,000 | 1,072,762,000 | 1,430,845,000 |
| Provision for loan losses | 24,000,000 | 43,000,000 | 65,000,000 | 88,000,000 |
| Pretax income | 293,093,000 | 591,094,000 | 886,189,000 | 1,203,232,000 |
| Income tax | 99,112,000 | 197,700,000 | 296,667,000 | 402,446,000 |
| Net income | 193,981,000 | 393,394,000 | 589,522,000 | 800,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,203,300,000 | 3,266,310,000 | 3,364,635,000 | 3,313,343,000 |
| Total capital | 4,799,500,000 | 4,869,330,000 | 4,966,929,000 | 4,882,057,000 |
| Risk-weighted assets | 46,083,831,000 | 46,626,129,000 | 46,552,262,000 | 47,167,680,000 |
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