Call reports 2004
MANUFACTURERS AND TRADERS TRUST COMPANY — 2004
What MANUFACTURERS AND TRADERS TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 50,218,278,000 | 51,497,358,000 | 52,336,282,000 | 52,414,140,000 |
| Total loans | 36,211,867,000 | 37,231,523,000 | 37,669,822,000 | 38,127,775,000 |
| Allowance for loan losses | 612,774,000 | 621,754,000 | 623,596,000 | 624,181,000 |
| Securities available for sale | 7,070,625,000 | 7,573,516,000 | 7,862,704,000 | 7,880,180,000 |
| Securities held to maturity | 106,986,000 | 99,987,000 | 96,803,000 | 98,050,000 |
| Trading assets | 167,076,000 | 99,766,000 | 115,873,000 | 119,699,000 |
| Total deposits | 30,545,147,000 | 30,970,424,000 | 31,052,672,000 | 31,113,308,000 |
| Interest-bearing deposits | 22,573,997,000 | 22,757,052,000 | 22,619,647,000 | 22,684,680,000 |
| Noninterest-bearing deposits | 7,971,150,000 | 8,213,372,000 | 8,433,025,000 | 8,428,628,000 |
| Equity capital | 6,375,170,000 | 6,246,644,000 | 6,213,797,000 | 6,204,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 539,610,000 | 1,092,563,000 | 1,668,818,000 | 2,272,018,000 |
| Interest expense | 108,915,000 | 218,650,000 | 346,198,000 | 497,031,000 |
| Net interest income | 430,695,000 | 873,913,000 | 1,322,620,000 | 1,774,987,000 |
| Noninterest income | 196,535,000 | 433,641,000 | 650,478,000 | 871,335,000 |
| Noninterest expense | 360,557,000 | 720,847,000 | 1,102,932,000 | 1,448,425,000 |
| Provision for loan losses | 20,000,000 | 50,000,000 | 67,000,000 | 95,000,000 |
| Pretax income | 244,491,000 | 534,527,000 | 800,986,000 | 1,100,694,000 |
| Income tax | 81,153,000 | 180,176,000 | 256,582,000 | 358,294,000 |
| Net income | 163,338,000 | 354,351,000 | 544,404,000 | 742,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,174,049,000 | 3,138,282,000 | 3,106,086,000 | 3,132,925,000 |
| Total capital | 4,800,728,000 | 4,777,850,000 | 4,734,767,000 | 4,758,812,000 |
| Risk-weighted assets | 43,721,383,000 | 44,753,453,000 | 45,486,490,000 | 45,256,557,000 |