Call reports 2003
MANUFACTURERS AND TRADERS TRUST COMPANY — 2003
What MANUFACTURERS AND TRADERS TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 32,948,124,000 | 49,786,997,000 | 49,634,793,000 | 49,199,485,000 |
| Total loans | 25,889,275,000 | 36,697,665,000 | 36,871,914,000 | 35,502,857,000 |
| Allowance for loan losses | 441,223,000 | 599,812,000 | 618,159,000 | 610,885,000 |
| Securities available for sale | 3,603,033,000 | 5,255,146,000 | 5,276,135,000 | 6,622,917,000 |
| Securities held to maturity | 90,419,000 | 116,579,000 | 107,014,000 | 104,872,000 |
| Trading assets | 36,772,000 | 228,402,000 | 214,228,000 | 173,399,000 |
| Total deposits | 19,749,224,000 | 30,877,891,000 | 29,867,257,000 | 30,670,942,000 |
| Interest-bearing deposits | 15,826,797,000 | 22,105,325,000 | 21,724,508,000 | 22,247,905,000 |
| Noninterest-bearing deposits | 3,922,427,000 | 8,772,566,000 | 8,142,749,000 | 8,423,037,000 |
| Equity capital | 3,534,474,000 | 6,030,564,000 | 6,136,490,000 | 6,306,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 426,728,000 | 994,868,000 | 1,550,561,000 | 2,094,174,000 |
| Interest expense | 106,530,000 | 235,271,000 | 352,626,000 | 463,988,000 |
| Net interest income | 320,198,000 | 759,597,000 | 1,197,935,000 | 1,630,186,000 |
| Noninterest income | 120,131,000 | 319,110,000 | 546,013,000 | 766,005,000 |
| Noninterest expense | 227,770,000 | 623,662,000 | 1,014,421,000 | 1,380,975,000 |
| Provision for loan losses | 33,000,000 | 69,000,000 | 103,000,000 | 131,000,000 |
| Pretax income | 179,750,000 | 386,257,000 | 626,797,000 | 885,402,000 |
| Income tax | 59,591,000 | 126,198,000 | 205,436,000 | 291,341,000 |
| Net income | 120,159,000 | 260,059,000 | 421,361,000 | 594,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,278,822,000 | 2,783,768,000 | 2,925,877,000 | 3,116,834,000 |
| Total capital | 3,569,208,000 | 4,560,257,000 | 4,589,990,000 | 4,779,264,000 |
| Risk-weighted assets | 28,011,461,000 | 42,610,590,000 | 43,514,480,000 | 43,382,192,000 |