Call reports 2002
MANUFACTURERS AND TRADERS TRUST COMPANY — 2002
What MANUFACTURERS AND TRADERS TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,670,467,000 | 31,121,586,000 | 33,620,838,000 | 32,664,121,000 |
| Total loans | 24,677,616,000 | 25,176,746,000 | 25,918,786,000 | 25,394,944,000 |
| Allowance for loan losses | 428,925,000 | 432,301,000 | 433,299,000 | 432,831,000 |
| Securities available for sale | 2,302,663,000 | 2,414,358,000 | 3,627,949,000 | 3,425,465,000 |
| Securities held to maturity | 119,722,000 | 105,184,000 | 101,111,000 | 86,397,000 |
| Trading assets | 20,935,000 | 33,026,000 | 39,263,000 | 39,755,000 |
| Total deposits | 20,556,668,000 | 20,294,573,000 | 20,519,157,000 | 20,248,125,000 |
| Interest-bearing deposits | 16,973,965,000 | 16,466,416,000 | 16,493,138,000 | 16,148,604,000 |
| Noninterest-bearing deposits | 3,582,703,000 | 3,828,157,000 | 4,026,019,000 | 4,099,521,000 |
| Equity capital | 3,170,854,000 | 3,217,799,000 | 3,242,205,000 | 3,384,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 448,238,000 | 898,023,000 | 1,348,487,000 | 1,796,202,000 |
| Interest expense | 144,605,000 | 281,843,000 | 414,186,000 | 537,186,000 |
| Net interest income | 303,633,000 | 616,180,000 | 934,301,000 | 1,259,016,000 |
| Noninterest income | 114,407,000 | 224,153,000 | 326,304,000 | 438,933,000 |
| Noninterest expense | 212,241,000 | 421,849,000 | 626,365,000 | 840,489,000 |
| Provision for loan losses | 24,000,000 | 52,000,000 | 89,000,000 | 122,000,000 |
| Pretax income | 181,950,000 | 366,465,000 | 544,567,000 | 734,787,000 |
| Income tax | 59,253,000 | 119,396,000 | 177,127,000 | 239,334,000 |
| Net income | 122,697,000 | 247,069,000 | 367,440,000 | 495,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,900,221,000 | 1,942,387,000 | 1,974,271,000 | 2,112,928,000 |
| Total capital | 2,787,483,000 | 2,835,413,000 | 2,869,184,000 | 2,998,872,000 |
| Risk-weighted assets | 26,120,595,000 | 26,582,872,000 | 28,353,547,000 | 27,626,312,000 |