Call reports 2025
BANK OF THE FLINT HILLS — 2025
What BANK OF THE FLINT HILLS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 468,873,000 | 477,503,000 | 492,941,000 | 509,097,000 |
| Total loans | 367,475,000 | 379,990,000 | 395,547,000 | 401,781,000 |
| Allowance for loan losses | 4,656,000 | 4,845,000 | 5,026,000 | 5,123,000 |
| Securities available for sale | 63,480,000 | 61,690,000 | 59,756,000 | 57,056,000 |
| Securities held to maturity | 1,404,000 | 1,408,000 | 1,383,000 | 1,386,000 |
| Trading assets | 5,522,000 | 5,450,000 | 5,516,000 | 5,692,000 |
| Total deposits | 399,009,000 | 425,164,000 | 440,662,000 | 458,170,000 |
| Interest-bearing deposits | 313,108,000 | 338,563,000 | 355,958,000 | 367,426,000 |
| Noninterest-bearing deposits | 85,901,000 | 86,601,000 | 84,704,000 | 90,744,000 |
| Equity capital | 37,212,000 | 38,161,000 | 39,695,000 | 40,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,594,000 | 13,525,000 | 20,910,000 | 28,476,000 |
| Interest expense | 2,327,000 | 4,735,000 | 7,305,000 | 9,912,000 |
| Net interest income | 4,267,000 | 8,790,000 | 13,605,000 | 18,564,000 |
| Noninterest income | 644,000 | 1,191,000 | 1,901,000 | 2,734,000 |
| Noninterest expense | 2,934,000 | 6,046,000 | 9,335,000 | 12,799,000 |
| Provision for loan losses | 152,000 | 331,000 | 508,000 | 664,000 |
| Pretax income | 1,835,000 | 3,654,000 | 5,729,000 | 7,911,000 |
| Income tax | 56,000 | 129,000 | 199,000 | 270,000 |
| Net income | 1,779,000 | 3,525,000 | 5,530,000 | 7,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,463,000 | 41,965,000 | 42,746,000 | 43,697,000 |
| Total capital | 46,199,000 | 46,851,000 | 47,787,000 | 48,829,000 |
| Risk-weighted assets | 399,983,000 | 407,474,000 | 412,983,000 | 424,983,000 |