Call reports 2016
BANK OF THE FLINT HILLS — 2016
What BANK OF THE FLINT HILLS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 169,232,000 | 174,369,000 | 183,175,000 | 181,798,000 |
| Total loans | 131,457,000 | 133,160,000 | 140,807,000 | 142,549,000 |
| Allowance for loan losses | 2,213,000 | 2,237,000 | 2,237,000 | 2,264,000 |
| Securities available for sale | 24,677,000 | 23,166,000 | 20,896,000 | 19,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,762,000 | 130,546,000 | 138,083,000 | 136,788,000 |
| Interest-bearing deposits | 100,237,000 | 101,688,000 | 109,943,000 | 111,712,000 |
| Noninterest-bearing deposits | 30,525,000 | 28,858,000 | 28,140,000 | 25,076,000 |
| Equity capital | 18,420,000 | 18,721,000 | 18,895,000 | 18,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,788,000 | 3,640,000 | 5,539,000 | 7,529,000 |
| Interest expense | 259,000 | 522,000 | 807,000 | 1,117,000 |
| Net interest income | 1,529,000 | 3,118,000 | 4,732,000 | 6,412,000 |
| Noninterest income | 154,000 | 292,000 | 451,000 | 601,000 |
| Noninterest expense | 1,191,000 | 2,392,000 | 3,643,000 | 4,926,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 462,000 | 958,000 | 1,450,000 | 1,967,000 |
| Income tax | 30,000 | 59,000 | 85,000 | 113,000 |
| Net income | 432,000 | 899,000 | 1,365,000 | 1,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,922,000 | 18,138,000 | 18,391,000 | 18,658,000 |
| Total capital | 19,678,000 | 19,921,000 | 20,270,000 | 20,605,000 |
| Risk-weighted assets | 140,042,000 | 142,190,000 | 149,932,000 | 155,466,000 |