Call reports 2015
BANK OF THE FLINT HILLS — 2015
What BANK OF THE FLINT HILLS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 162,221,000 | 167,528,000 | 171,617,000 | 170,853,000 |
| Total loans | 117,969,000 | 125,105,000 | 131,620,000 | 127,810,000 |
| Allowance for loan losses | 2,066,000 | 2,122,000 | 2,197,000 | 2,255,000 |
| Securities available for sale | 31,510,000 | 28,796,000 | 26,347,000 | 24,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,572,000 | 126,179,000 | 128,496,000 | 132,654,000 |
| Interest-bearing deposits | 98,507,000 | 98,198,000 | 100,660,000 | 101,186,000 |
| Noninterest-bearing deposits | 27,065,000 | 27,981,000 | 27,836,000 | 31,468,000 |
| Equity capital | 17,699,000 | 17,811,000 | 18,110,000 | 18,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,685,000 | 3,443,000 | 5,269,000 | 7,095,000 |
| Interest expense | 220,000 | 459,000 | 698,000 | 947,000 |
| Net interest income | 1,465,000 | 2,984,000 | 4,571,000 | 6,148,000 |
| Noninterest income | 153,000 | 295,000 | 467,000 | 621,000 |
| Noninterest expense | 1,137,000 | 2,221,000 | 3,357,000 | 4,539,000 |
| Provision for loan losses | 0 | 40,000 | 100,000 | 160,000 |
| Pretax income | 481,000 | 1,018,000 | 1,581,000 | 2,070,000 |
| Income tax | 23,000 | 52,000 | 83,000 | 110,000 |
| Net income | 458,000 | 966,000 | 1,498,000 | 1,960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,027,000 | 17,269,000 | 17,532,000 | 17,724,000 |
| Total capital | 18,569,000 | 18,900,000 | 19,186,000 | 19,415,000 |
| Risk-weighted assets | 122,912,000 | 130,053,000 | 131,760,000 | 134,751,000 |