Call reports 2014
BANK OF THE FLINT HILLS — 2014
What BANK OF THE FLINT HILLS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 154,453,000 | 159,651,000 | 157,333,000 | 159,197,000 |
| Total loans | 100,443,000 | 101,426,000 | 105,713,000 | 112,603,000 |
| Allowance for loan losses | 1,909,000 | 1,956,000 | 1,958,000 | 2,047,000 |
| Securities available for sale | 38,317,000 | 35,981,000 | 35,494,000 | 33,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,647,000 | 128,340,000 | 125,059,000 | 122,692,000 |
| Interest-bearing deposits | 97,383,000 | 100,392,000 | 98,246,000 | 96,990,000 |
| Noninterest-bearing deposits | 25,264,000 | 27,948,000 | 26,813,000 | 25,702,000 |
| Equity capital | 16,941,000 | 17,181,000 | 17,273,000 | 17,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,555,000 | 3,132,000 | 4,732,000 | 6,378,000 |
| Interest expense | 219,000 | 436,000 | 654,000 | 875,000 |
| Net interest income | 1,336,000 | 2,696,000 | 4,078,000 | 5,503,000 |
| Noninterest income | 141,000 | 295,000 | 423,000 | 521,000 |
| Noninterest expense | 1,025,000 | 2,098,000 | 3,250,000 | 4,401,000 |
| Provision for loan losses | 30,000 | 50,000 | 60,000 | 60,000 |
| Pretax income | 422,000 | 843,000 | 1,191,000 | 1,563,000 |
| Income tax | 18,000 | 34,000 | 52,000 | 67,000 |
| Net income | 404,000 | 809,000 | 1,139,000 | 1,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,391,000 | 16,540,000 | 16,664,000 | 16,815,000 |
| Total capital | 17,714,000 | 17,885,000 | 18,031,000 | 18,305,000 |
| Risk-weighted assets | 105,223,000 | 106,978,000 | 110,266,000 | 118,614,000 |