Call reports 2013
BANK OF THE FLINT HILLS — 2013
What BANK OF THE FLINT HILLS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 153,411,000 | 151,000,000 | 150,753,000 | 152,431,000 |
| Total loans | 91,324,000 | 95,271,000 | 97,930,000 | 101,025,000 |
| Allowance for loan losses | 2,035,000 | 2,039,000 | 1,850,000 | 1,879,000 |
| Securities available for sale | 52,790,000 | 45,500,000 | 40,373,000 | 39,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,021,000 | 115,376,000 | 119,052,000 | 120,957,000 |
| Interest-bearing deposits | 99,038,000 | 93,087,000 | 95,322,000 | 96,462,000 |
| Noninterest-bearing deposits | 21,983,000 | 22,289,000 | 23,730,000 | 24,495,000 |
| Equity capital | 16,860,000 | 16,379,000 | 16,795,000 | 16,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,467,000 | 2,863,000 | 4,335,000 | 5,902,000 |
| Interest expense | 247,000 | 483,000 | 711,000 | 936,000 |
| Net interest income | 1,220,000 | 2,380,000 | 3,624,000 | 4,966,000 |
| Noninterest income | 141,000 | 322,000 | 482,000 | 645,000 |
| Noninterest expense | 963,000 | 1,952,000 | 2,940,000 | 3,963,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 35,000 |
| Pretax income | 378,000 | 730,000 | 1,146,000 | 1,613,000 |
| Income tax | 12,000 | 25,000 | 42,000 | 61,000 |
| Net income | 366,000 | 705,000 | 1,104,000 | 1,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,062,000 | 16,125,000 | 16,260,000 | 16,231,000 |
| Total capital | 17,350,000 | 17,452,000 | 17,602,000 | 17,613,000 |
| Risk-weighted assets | 102,322,000 | 105,438,000 | 106,818,000 | 110,084,000 |