Call reports 2010
BANK OF THE FLINT HILLS — 2010
What BANK OF THE FLINT HILLS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 152,984,000 | 153,299,000 | 153,158,000 | 155,626,000 |
| Total loans | 106,960,000 | 108,749,000 | 106,801,000 | 106,024,000 |
| Allowance for loan losses | 1,608,000 | 2,059,000 | 2,175,000 | 1,634,000 |
| Securities available for sale | 27,349,000 | 30,548,000 | 31,928,000 | 33,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,424,000 | 120,942,000 | 120,637,000 | 124,632,000 |
| Interest-bearing deposits | 103,099,000 | 103,339,000 | 101,534,000 | 105,011,000 |
| Noninterest-bearing deposits | 16,325,000 | 17,603,000 | 19,103,000 | 19,621,000 |
| Equity capital | 12,372,000 | 12,656,000 | 12,894,000 | 12,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,805,000 | 3,546,000 | 5,382,000 | 7,208,000 |
| Interest expense | 520,000 | 1,000,000 | 1,456,000 | 1,899,000 |
| Net interest income | 1,285,000 | 2,546,000 | 3,926,000 | 5,309,000 |
| Noninterest income | 156,000 | 798,000 | 940,000 | 1,100,000 |
| Noninterest expense | 917,000 | 1,733,000 | 2,642,000 | 4,260,000 |
| Provision for loan losses | 1,190,000 | 2,140,000 | 2,590,000 | 2,340,000 |
| Pretax income | -666,000 | -529,000 | -366,000 | -191,000 |
| Income tax | 1,000 | -4,000 | -1,000 | -1,000 |
| Net income | -667,000 | -525,000 | -365,000 | -190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,953,000 | 12,083,000 | 12,231,000 | 12,395,000 |
| Total capital | 13,349,000 | 13,505,000 | 13,645,000 | 13,803,000 |
| Risk-weighted assets | 111,431,000 | 113,159,000 | 112,377,000 | 112,452,000 |