Call reports 2009
BANK OF THE FLINT HILLS — 2009
What BANK OF THE FLINT HILLS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 140,404,000 | 147,491,000 | 150,704,000 | 152,664,000 |
| Total loans | 106,375,000 | 109,566,000 | 110,332,000 | 110,495,000 |
| Allowance for loan losses | 1,332,000 | 1,427,000 | 1,526,000 | 1,697,000 |
| Securities available for sale | 15,801,000 | 18,749,000 | 22,373,000 | 27,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,346,000 | 115,574,000 | 115,331,000 | 117,464,000 |
| Interest-bearing deposits | 94,051,000 | 100,330,000 | 98,719,000 | 100,013,000 |
| Noninterest-bearing deposits | 14,295,000 | 15,244,000 | 16,612,000 | 17,451,000 |
| Equity capital | 12,573,000 | 12,578,000 | 13,101,000 | 12,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,866,000 | 3,576,000 | 5,409,000 | 7,285,000 |
| Interest expense | 618,000 | 1,266,000 | 1,880,000 | 2,459,000 |
| Net interest income | 1,248,000 | 2,310,000 | 3,529,000 | 4,826,000 |
| Noninterest income | 171,000 | 315,000 | 474,000 | 612,000 |
| Noninterest expense | 853,000 | 1,738,000 | 2,592,000 | 3,487,000 |
| Provision for loan losses | 170,000 | 388,000 | 608,000 | 1,156,000 |
| Pretax income | 396,000 | 499,000 | 803,000 | 795,000 |
| Income tax | 28,000 | 33,000 | 43,000 | 44,000 |
| Net income | 368,000 | 466,000 | 760,000 | 751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,441,000 | 12,439,000 | 12,651,000 | 12,632,000 |
| Total capital | 13,773,000 | 13,851,000 | 14,080,000 | 14,074,000 |
| Risk-weighted assets | 109,097,000 | 112,937,000 | 114,186,000 | 115,074,000 |