Call reports 2008
BANK OF THE FLINT HILLS — 2008
What BANK OF THE FLINT HILLS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 122,042,000 | 123,235,000 | 123,838,000 | 126,154,000 |
| Total loans | 99,929,000 | 101,372,000 | 102,656,000 | 105,900,000 |
| Allowance for loan losses | 1,131,000 | 1,081,000 | 1,249,000 | 1,302,000 |
| Securities available for sale | 11,107,000 | 10,166,000 | 10,128,000 | 10,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,757,000 | 96,882,000 | 94,557,000 | 94,438,000 |
| Interest-bearing deposits | 83,486,000 | 83,934,000 | 81,614,000 | 80,836,000 |
| Noninterest-bearing deposits | 12,271,000 | 12,948,000 | 12,943,000 | 13,602,000 |
| Equity capital | 11,745,000 | 11,859,000 | 11,976,000 | 12,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,014,000 | 3,878,000 | 5,746,000 | 7,616,000 |
| Interest expense | 890,000 | 1,672,000 | 2,450,000 | 3,118,000 |
| Net interest income | 1,124,000 | 2,206,000 | 3,296,000 | 4,498,000 |
| Noninterest income | 88,000 | 185,000 | 276,000 | 406,000 |
| Noninterest expense | 732,000 | 1,493,000 | 2,310,000 | 3,251,000 |
| Provision for loan losses | 0 | 30,000 | 175,000 | 265,000 |
| Pretax income | 493,000 | 882,000 | 1,096,000 | 1,397,000 |
| Income tax | 8,000 | 26,000 | 34,000 | 45,000 |
| Net income | 485,000 | 856,000 | 1,062,000 | 1,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,553,000 | 11,835,000 | 11,952,000 | 12,153,000 |
| Total capital | 12,684,000 | 12,916,000 | 13,201,000 | 13,455,000 |
| Risk-weighted assets | 101,980,000 | 102,884,000 | 105,118,000 | 104,823,000 |