Call reports 2007
BANK OF THE FLINT HILLS — 2007
What BANK OF THE FLINT HILLS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 105,318,000 | 109,038,000 | 109,690,000 | 121,625,000 |
| Total loans | 82,173,000 | 88,366,000 | 89,453,000 | 94,571,000 |
| Allowance for loan losses | 1,184,000 | 1,026,000 | 1,111,000 | 1,125,000 |
| Securities available for sale | 10,497,000 | 10,513,000 | 10,833,000 | 11,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,098,000 | 86,966,000 | 90,181,000 | 102,803,000 |
| Interest-bearing deposits | 77,370,000 | 75,989,000 | 78,877,000 | 88,803,000 |
| Noninterest-bearing deposits | 11,729,000 | 10,977,000 | 11,304,000 | 14,000,000 |
| Equity capital | 10,548,000 | 10,370,000 | 10,788,000 | 11,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,805,000 | 3,657,000 | 5,602,000 | 7,653,000 |
| Interest expense | 790,000 | 1,635,000 | 2,535,000 | 3,484,000 |
| Net interest income | 1,015,000 | 2,022,000 | 3,067,000 | 4,169,000 |
| Noninterest income | 104,000 | 196,000 | 276,000 | 374,000 |
| Noninterest expense | 708,000 | 1,407,000 | 2,157,000 | 2,892,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 381,000 | 781,000 | 1,156,000 | 1,621,000 |
| Income tax | 9,000 | 25,000 | 31,000 | 59,000 |
| Net income | 372,000 | 756,000 | 1,125,000 | 1,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,637,000 | 10,531,000 | 10,807,000 | 11,147,000 |
| Total capital | 11,741,000 | 11,557,000 | 11,918,000 | 12,272,000 |
| Risk-weighted assets | 88,268,000 | 91,813,000 | 92,506,000 | 98,621,000 |