Call reports 2004
BANK OF THE FLINT HILLS — 2004
What BANK OF THE FLINT HILLS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 82,683,000 | 81,757,000 | 74,782,000 | 78,324,000 |
| Total loans | 58,451,000 | 56,800,000 | 55,690,000 | 59,402,000 |
| Allowance for loan losses | 976,000 | 954,000 | 984,000 | 1,077,000 |
| Securities available for sale | 15,296,000 | 14,359,000 | 11,127,000 | 11,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,488,000 | 71,701,000 | 64,636,000 | 68,186,000 |
| Interest-bearing deposits | 63,044,000 | 62,102,000 | 55,435,000 | 55,268,000 |
| Noninterest-bearing deposits | 9,444,000 | 9,599,000 | 9,201,000 | 12,918,000 |
| Equity capital | 8,843,000 | 8,759,000 | 8,920,000 | 8,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,121,000 | 3,159,000 | 4,248,000 |
| Interest expense | 333,000 | 650,000 | 942,000 | 1,243,000 |
| Net interest income | 755,000 | 1,471,000 | 2,217,000 | 3,005,000 |
| Noninterest income | 108,000 | 221,000 | 284,000 | 437,000 |
| Noninterest expense | 672,000 | 1,308,000 | 1,912,000 | 2,689,000 |
| Provision for loan losses | 60,000 | 210,000 | 270,000 | 330,000 |
| Pretax income | 131,000 | 174,000 | 319,000 | 423,000 |
| Income tax | 55,000 | 94,000 | 115,000 | 185,000 |
| Net income | 76,000 | 80,000 | 204,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,770,000 | 8,775,000 | 8,898,000 | 8,912,000 |
| Total capital | 9,573,000 | 9,558,000 | 9,616,000 | 9,671,000 |
| Risk-weighted assets | 64,188,000 | 62,503,000 | 57,310,000 | 60,368,000 |