Call reports 2003
BANK OF THE FLINT HILLS — 2003
What BANK OF THE FLINT HILLS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 80,555,000 | 81,588,000 | 85,794,000 | 83,652,000 |
| Total loans | 55,436,000 | 55,345,000 | 56,023,000 | 57,982,000 |
| Allowance for loan losses | 926,000 | 1,044,000 | 1,038,000 | 962,000 |
| Securities available for sale | 13,154,000 | 17,145,000 | 17,378,000 | 16,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,187,000 | 71,462,000 | 75,709,000 | 73,474,000 |
| Interest-bearing deposits | 61,144,000 | 61,926,000 | 65,691,000 | 63,128,000 |
| Noninterest-bearing deposits | 9,042,000 | 9,535,000 | 10,018,000 | 10,346,000 |
| Equity capital | 8,752,000 | 8,611,000 | 8,693,000 | 8,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,106,000 | 2,083,000 | 3,160,000 | 4,246,000 |
| Interest expense | 418,000 | 828,000 | 1,216,000 | 1,576,000 |
| Net interest income | 688,000 | 1,255,000 | 1,944,000 | 2,670,000 |
| Noninterest income | 123,000 | 257,000 | 388,000 | 520,000 |
| Noninterest expense | 560,000 | 1,141,000 | 1,770,000 | 2,441,000 |
| Provision for loan losses | 30,000 | 360,000 | 360,000 | 400,000 |
| Pretax income | 221,000 | 11,000 | 202,000 | 349,000 |
| Income tax | 55,000 | 2,000 | 65,000 | 115,000 |
| Net income | 166,000 | 9,000 | 137,000 | 234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,650,000 | 8,493,000 | 8,620,000 | 8,718,000 |
| Total capital | 9,426,000 | 9,270,000 | 9,422,000 | 9,522,000 |
| Risk-weighted assets | 61,892,000 | 61,919,000 | 63,963,000 | 64,324,000 |