Call reports 2002
BANK OF THE FLINT HILLS — 2002
What BANK OF THE FLINT HILLS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 78,364,000 | 78,102,000 | 75,047,000 | 76,351,000 |
| Total loans | 53,222,000 | 54,914,000 | 55,084,000 | 54,282,000 |
| Allowance for loan losses | 1,191,000 | 990,000 | 988,000 | 897,000 |
| Securities available for sale | 12,125,000 | 12,046,000 | 11,210,000 | 11,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,375,000 | 67,886,000 | 64,643,000 | 66,091,000 |
| Interest-bearing deposits | 59,927,000 | 59,594,000 | 54,863,000 | 55,816,000 |
| Noninterest-bearing deposits | 8,447,000 | 8,293,000 | 9,779,000 | 10,276,000 |
| Equity capital | 7,970,000 | 8,312,000 | 8,618,000 | 8,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,249,000 | 2,465,000 | 3,654,000 | 4,790,000 |
| Interest expense | 540,000 | 1,054,000 | 1,527,000 | 1,973,000 |
| Net interest income | 709,000 | 1,411,000 | 2,127,000 | 2,817,000 |
| Noninterest income | 119,000 | 255,000 | 388,000 | 518,000 |
| Noninterest expense | 500,000 | 1,006,000 | 1,529,000 | 2,088,000 |
| Provision for loan losses | 650,000 | 790,000 | 790,000 | 865,000 |
| Pretax income | -322,000 | -130,000 | 196,000 | 382,000 |
| Income tax | 79,000 | 0 | 46,000 | 206,000 |
| Net income | -401,000 | -130,000 | 150,000 | 176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,925,000 | 8,196,000 | 8,477,000 | 8,503,000 |
| Total capital | 8,637,000 | 8,923,000 | 9,238,000 | 9,255,000 |
| Risk-weighted assets | 56,479,000 | 57,886,000 | 60,636,000 | 60,053,000 |