Call reports 2001
BANK OF THE FLINT HILLS — 2001
What BANK OF THE FLINT HILLS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 73,272,000 | 73,611,000 | 77,112,000 | 79,372,000 |
| Total loans | 53,908,000 | 55,632,000 | 55,362,000 | 56,207,000 |
| Allowance for loan losses | 695,000 | 735,000 | 729,000 | 536,000 |
| Securities available for sale | 10,221,000 | 9,202,000 | 9,301,000 | 11,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,292,000 | 61,862,000 | 66,363,000 | 68,758,000 |
| Interest-bearing deposits | 51,390,000 | 53,317,000 | 58,415,000 | 60,480,000 |
| Noninterest-bearing deposits | 8,902,000 | 8,546,000 | 7,947,000 | 8,278,000 |
| Equity capital | 7,861,000 | 8,138,000 | 8,343,000 | 8,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,499,000 | 2,991,000 | 4,442,000 | 5,729,000 |
| Interest expense | 717,000 | 1,409,000 | 2,075,000 | 2,658,000 |
| Net interest income | 782,000 | 1,582,000 | 2,367,000 | 3,071,000 |
| Noninterest income | 105,000 | 223,000 | 336,000 | 456,000 |
| Noninterest expense | 499,000 | 970,000 | 1,473,000 | 2,124,000 |
| Provision for loan losses | 30,000 | 40,000 | 100,000 | 140,000 |
| Pretax income | 358,000 | 795,000 | 1,130,000 | 1,263,000 |
| Income tax | 126,000 | 279,000 | 398,000 | 386,000 |
| Net income | 232,000 | 516,000 | 732,000 | 877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,794,000 | 8,075,000 | 8,234,000 | 8,377,000 |
| Total capital | 8,489,000 | 8,799,000 | 8,963,000 | 8,913,000 |
| Risk-weighted assets | 56,973,000 | 57,891,000 | 58,456,000 | 59,041,000 |