Call reports 2024
BANK OF MONROE, THE — 2024
What BANK OF MONROE, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 224,376,000 | 225,368,000 | 238,460,000 | 238,352,000 |
| Total loans | 128,253,000 | 129,642,000 | 135,577,000 | 140,456,000 |
| Allowance for loan losses | 1,612,000 | 1,607,000 | 1,607,000 | 1,599,000 |
| Securities available for sale | 57,058,000 | 58,868,000 | 63,532,000 | 66,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,140,000 | 200,684,000 | 211,421,000 | 212,963,000 |
| Interest-bearing deposits | 151,517,000 | 151,960,000 | 160,880,000 | 164,685,000 |
| Noninterest-bearing deposits | 48,623,000 | 48,724,000 | 50,541,000 | 48,278,000 |
| Equity capital | 23,284,000 | 23,748,000 | 25,914,000 | 24,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,438,000 | 5,027,000 | 7,773,000 | 10,626,000 |
| Interest expense | 742,000 | 1,574,000 | 2,529,000 | 3,504,000 |
| Net interest income | 1,696,000 | 3,453,000 | 5,244,000 | 7,122,000 |
| Noninterest income | 437,000 | 877,000 | 1,334,000 | 1,809,000 |
| Noninterest expense | 1,480,000 | 2,966,000 | 4,518,000 | 6,125,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 653,000 | 1,370,000 | 2,066,000 | 2,762,000 |
| Income tax | 93,000 | 221,000 | 357,000 | 486,000 |
| Net income | 560,000 | 1,149,000 | 1,709,000 | 2,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,734,000 | 29,332,000 | 29,901,000 | 30,227,000 |
| Total capital | 30,396,000 | 30,989,000 | 31,558,000 | 31,876,000 |
| Risk-weighted assets | 136,934,000 | 137,554,000 | 143,043,000 | 147,708,000 |