Call reports 2023
BANK OF MONROE, THE — 2023
What BANK OF MONROE, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 208,568,000 | 209,071,000 | 212,345,000 | 221,960,000 |
| Total loans | 120,181,000 | 122,982,000 | 124,537,000 | 126,294,000 |
| Allowance for loan losses | 1,464,000 | 1,486,000 | 1,512,000 | 1,605,000 |
| Securities available for sale | 59,589,000 | 57,882,000 | 54,792,000 | 57,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,705,000 | 187,111,000 | 191,914,000 | 198,027,000 |
| Interest-bearing deposits | 137,080,000 | 139,408,000 | 142,693,000 | 150,391,000 |
| Noninterest-bearing deposits | 49,625,000 | 47,703,000 | 49,221,000 | 47,636,000 |
| Equity capital | 21,312,000 | 21,461,000 | 19,702,000 | 23,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,987,000 | 4,103,000 | 6,316,000 | 8,719,000 |
| Interest expense | 191,000 | 537,000 | 1,014,000 | 1,641,000 |
| Net interest income | 1,796,000 | 3,566,000 | 5,302,000 | 7,078,000 |
| Noninterest income | 443,000 | 869,000 | 1,309,000 | 1,722,000 |
| Noninterest expense | 1,363,000 | 2,759,000 | 4,210,000 | 5,709,000 |
| Provision for loan losses | 0 | 20,000 | 45,000 | 95,000 |
| Pretax income | 875,000 | 1,655,000 | 2,355,000 | 2,995,000 |
| Income tax | 143,000 | 293,000 | 406,000 | 522,000 |
| Net income | 732,000 | 1,362,000 | 1,949,000 | 2,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,896,000 | 27,535,000 | 27,630,000 | 28,165,000 |
| Total capital | 28,461,000 | 29,021,000 | 29,242,000 | 29,820,000 |
| Risk-weighted assets | 130,142,000 | 132,345,000 | 134,585,000 | 135,184,000 |