Call reports 2020
BANK OF MONROE, THE — 2020
What BANK OF MONROE, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 158,821,000 | 167,830,000 | 170,721,000 | 172,841,000 |
| Total loans | 88,345,000 | 93,125,000 | 93,724,000 | 97,847,000 |
| Allowance for loan losses | 1,015,000 | 1,055,000 | 1,024,000 | 1,060,000 |
| Securities available for sale | 38,061,000 | 38,053,000 | 39,573,000 | 40,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,720,000 | 144,983,000 | 147,488,000 | 149,894,000 |
| Interest-bearing deposits | 104,185,000 | 105,144,000 | 105,570,000 | 108,597,000 |
| Noninterest-bearing deposits | 32,535,000 | 39,839,000 | 41,918,000 | 41,297,000 |
| Equity capital | 21,422,000 | 21,996,000 | 22,486,000 | 22,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,497,000 | 2,970,000 | 4,441,000 | 5,975,000 |
| Interest expense | 188,000 | 376,000 | 547,000 | 687,000 |
| Net interest income | 1,309,000 | 2,594,000 | 3,894,000 | 5,288,000 |
| Noninterest income | 445,000 | 781,000 | 1,156,000 | 1,530,000 |
| Noninterest expense | 1,124,000 | 2,265,000 | 3,425,000 | 4,652,000 |
| Provision for loan losses | 30,000 | 70,000 | 95,000 | 135,000 |
| Pretax income | 603,000 | 1,085,000 | 1,585,000 | 2,086,000 |
| Income tax | 110,000 | 193,000 | 277,000 | 367,000 |
| Net income | 493,000 | 892,000 | 1,308,000 | 1,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,645,000 | 22,055,000 | 22,478,000 | 22,399,000 |
| Total capital | 22,660,000 | 23,110,000 | 23,502,000 | 23,459,000 |
| Risk-weighted assets | 93,153,000 | 95,490,000 | 99,618,000 | 101,415,000 |