Call reports 2019
BANK OF MONROE, THE — 2019
What BANK OF MONROE, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 144,078,000 | 142,431,000 | 144,956,000 | 145,638,000 |
| Total loans | 83,468,000 | 85,329,000 | 87,704,000 | 86,840,000 |
| Allowance for loan losses | 941,000 | 936,000 | 960,000 | 984,000 |
| Securities available for sale | 33,445,000 | 33,803,000 | 33,216,000 | 34,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,366,000 | 121,399,000 | 123,215,000 | 124,460,000 |
| Interest-bearing deposits | 88,185,000 | 87,879,000 | 89,947,000 | 92,054,000 |
| Noninterest-bearing deposits | 35,181,000 | 33,520,000 | 33,268,000 | 32,406,000 |
| Equity capital | 19,545,000 | 20,314,000 | 20,961,000 | 20,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,445,000 | 2,920,000 | 4,437,000 | 5,954,000 |
| Interest expense | 153,000 | 309,000 | 475,000 | 650,000 |
| Net interest income | 1,292,000 | 2,611,000 | 3,962,000 | 5,304,000 |
| Noninterest income | 398,000 | 762,000 | 1,145,000 | 1,539,000 |
| Noninterest expense | 1,084,000 | 2,212,000 | 3,306,000 | 4,432,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 50,000 |
| Pretax income | 601,000 | 1,156,000 | 1,764,000 | 2,349,000 |
| Income tax | 114,000 | 213,000 | 328,000 | 451,000 |
| Net income | 487,000 | 943,000 | 1,436,000 | 1,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,460,000 | 21,550,000 | 22,362,000 | 21,144,000 |
| Total capital | 21,401,000 | 22,486,000 | 23,322,000 | 22,128,000 |
| Risk-weighted assets | 88,306,000 | 90,134,000 | 91,540,000 | 90,948,000 |