Call reports 2017
BANK OF MONROE, THE — 2017
What BANK OF MONROE, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 136,223,000 | 136,470,000 | 140,531,000 | 137,450,000 |
| Total loans | 65,799,000 | 68,068,000 | 70,183,000 | 73,127,000 |
| Allowance for loan losses | 845,000 | 842,000 | 849,000 | 880,000 |
| Securities available for sale | 41,277,000 | 41,290,000 | 40,387,000 | 38,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,234,000 | 117,141,000 | 120,261,000 | 118,054,000 |
| Interest-bearing deposits | 82,993,000 | 84,857,000 | 86,907,000 | 84,192,000 |
| Noninterest-bearing deposits | 33,241,000 | 32,284,000 | 33,353,000 | 33,862,000 |
| Equity capital | 19,091,000 | 18,308,000 | 18,641,000 | 18,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,121,000 | 2,302,000 | 3,523,000 | 4,781,000 |
| Interest expense | 55,000 | 115,000 | 181,000 | 253,000 |
| Net interest income | 1,066,000 | 2,187,000 | 3,342,000 | 4,528,000 |
| Noninterest income | 252,000 | 512,000 | 780,000 | 1,056,000 |
| Noninterest expense | 938,000 | 1,907,000 | 2,897,000 | 3,867,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 389,000 | 804,000 | 1,223,000 | 1,679,000 |
| Income tax | 90,000 | 194,000 | 312,000 | 486,000 |
| Net income | 299,000 | 610,000 | 911,000 | 1,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,934,000 | 18,995,000 | 19,296,000 | 19,763,000 |
| Total capital | 20,779,000 | 19,836,000 | 20,145,000 | 20,643,000 |
| Risk-weighted assets | 73,905,000 | 76,084,000 | 78,413,000 | 79,980,000 |