Call reports 2016
BANK OF MONROE, THE — 2016
What BANK OF MONROE, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 125,885,000 | 127,607,000 | 131,374,000 | 131,929,000 |
| Total loans | 60,457,000 | 61,900,000 | 63,283,000 | 64,481,000 |
| Allowance for loan losses | 851,000 | 852,000 | 852,000 | 836,000 |
| Securities available for sale | 42,107,000 | 39,256,000 | 39,770,000 | 42,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,187,000 | 107,593,000 | 111,106,000 | 112,148,000 |
| Interest-bearing deposits | 75,873,000 | 77,081,000 | 78,215,000 | 79,256,000 |
| Noninterest-bearing deposits | 30,314,000 | 30,512,000 | 32,891,000 | 32,891,000 |
| Equity capital | 18,345,000 | 18,710,000 | 18,944,000 | 18,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,091,000 | 2,188,000 | 3,304,000 | 4,430,000 |
| Interest expense | 55,000 | 111,000 | 165,000 | 219,000 |
| Net interest income | 1,036,000 | 2,077,000 | 3,139,000 | 4,211,000 |
| Noninterest income | 237,000 | 484,000 | 748,000 | 1,007,000 |
| Noninterest expense | 853,000 | 1,711,000 | 2,606,000 | 3,519,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 433,000 | 863,000 | 1,294,000 | 1,712,000 |
| Income tax | 105,000 | 211,000 | 326,000 | 435,000 |
| Net income | 328,000 | 652,000 | 968,000 | 1,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,202,000 | 19,388,000 | 19,760,000 | 19,301,000 |
| Total capital | 20,024,000 | 20,227,000 | 20,612,000 | 20,137,000 |
| Risk-weighted assets | 65,713,000 | 67,111,000 | 69,837,000 | 73,266,000 |