Call reports 2015
BANK OF MONROE, THE — 2015
What BANK OF MONROE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 122,774,000 | 121,386,000 | 125,108,000 | 126,436,000 |
| Total loans | 61,580,000 | 60,847,000 | 60,453,000 | 60,850,000 |
| Allowance for loan losses | 837,000 | 834,000 | 839,000 | 848,000 |
| Securities available for sale | 43,885,000 | 44,016,000 | 46,137,000 | 43,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,414,000 | 103,037,000 | 106,100,000 | 107,239,000 |
| Interest-bearing deposits | 74,158,000 | 73,487,000 | 76,329,000 | 75,040,000 |
| Noninterest-bearing deposits | 30,256,000 | 29,550,000 | 29,771,000 | 32,199,000 |
| Equity capital | 17,542,000 | 17,463,000 | 18,031,000 | 17,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,107,000 | 2,216,000 | 3,333,000 | 4,438,000 |
| Interest expense | 56,000 | 111,000 | 166,000 | 219,000 |
| Net interest income | 1,051,000 | 2,105,000 | 3,167,000 | 4,219,000 |
| Noninterest income | 222,000 | 472,000 | 718,000 | 965,000 |
| Noninterest expense | 884,000 | 1,778,000 | 2,642,000 | 3,539,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 383,000 | 793,000 | 1,237,000 | 1,609,000 |
| Income tax | 106,000 | 212,000 | 332,000 | 402,000 |
| Net income | 277,000 | 581,000 | 905,000 | 1,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,238,000 | 18,436,000 | 18,761,000 | 18,974,000 |
| Total capital | 19,056,000 | 19,253,000 | 19,586,000 | 19,800,000 |
| Risk-weighted assets | 65,390,000 | 65,374,000 | 65,952,000 | 66,046,000 |