Call reports 2012
BANK OF MONROE, THE — 2012
What BANK OF MONROE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 120,723,000 | 121,632,000 | 123,935,000 | 124,594,000 |
| Total loans | 65,776,000 | 66,389,000 | 67,049,000 | 65,672,000 |
| Allowance for loan losses | 659,000 | 654,000 | 624,000 | 630,000 |
| Securities available for sale | 38,250,000 | 41,939,000 | 41,574,000 | 43,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,085,000 | 104,740,000 | 106,722,000 | 107,265,000 |
| Interest-bearing deposits | 81,516,000 | 81,918,000 | 81,918,000 | 81,418,000 |
| Noninterest-bearing deposits | 22,569,000 | 22,822,000 | 24,804,000 | 25,847,000 |
| Equity capital | 15,332,000 | 15,674,000 | 15,938,000 | 15,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,245,000 | 2,507,000 | 3,773,000 | 5,019,000 |
| Interest expense | 188,000 | 357,000 | 512,000 | 648,000 |
| Net interest income | 1,057,000 | 2,150,000 | 3,261,000 | 4,371,000 |
| Noninterest income | 146,000 | 294,000 | 458,000 | 654,000 |
| Noninterest expense | 842,000 | 1,671,000 | 2,590,000 | 3,398,000 |
| Provision for loan losses | 94,000 | 104,000 | 104,000 | 129,000 |
| Pretax income | 267,000 | 669,000 | 1,027,000 | 1,500,000 |
| Income tax | 92,000 | 186,000 | 305,000 | 470,000 |
| Net income | 175,000 | 483,000 | 722,000 | 1,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,889,000 | 16,133,000 | 16,372,000 | 16,603,000 |
| Total capital | 16,548,000 | 16,787,000 | 16,996,000 | 17,233,000 |
| Risk-weighted assets | 61,849,000 | 62,811,000 | 63,282,000 | 62,967,000 |