Call reports 2005
BANK OF MONROE, THE — 2005
What BANK OF MONROE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 98,334,000 | 98,327,000 | 101,539,000 | 104,392,000 |
| Total loans | 50,017,000 | 53,014,000 | 54,148,000 | 54,186,000 |
| Allowance for loan losses | 490,000 | 486,000 | 480,000 | 470,000 |
| Securities available for sale | 41,069,000 | 38,837,000 | 37,480,000 | 37,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,111,000 | 87,920,000 | 90,963,000 | 93,825,000 |
| Interest-bearing deposits | 72,114,000 | 72,116,000 | 73,900,000 | 75,808,000 |
| Noninterest-bearing deposits | 15,997,000 | 15,804,000 | 17,063,000 | 18,017,000 |
| Equity capital | 9,884,000 | 10,203,000 | 10,331,000 | 10,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,176,000 | 2,393,000 | 3,657,000 | 4,996,000 |
| Interest expense | 341,000 | 713,000 | 1,142,000 | 1,628,000 |
| Net interest income | 835,000 | 1,680,000 | 2,515,000 | 3,368,000 |
| Noninterest income | 103,000 | 220,000 | 340,000 | 451,000 |
| Noninterest expense | 575,000 | 1,156,000 | 1,760,000 | 2,456,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 25,000 |
| Pretax income | 363,000 | 739,000 | 1,065,000 | 1,333,000 |
| Income tax | 98,000 | 225,000 | 325,000 | 399,000 |
| Net income | 265,000 | 514,000 | 740,000 | 934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,197,000 | 10,367,000 | 10,593,000 | 10,705,000 |
| Total capital | 10,687,000 | 10,853,000 | 11,073,000 | 11,175,000 |
| Risk-weighted assets | 50,431,000 | 51,265,000 | 52,326,000 | 52,849,000 |
Machine access — free, no API key
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