Call reports 2002
BANK OF MONROE, THE — 2002
What BANK OF MONROE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 62,874,000 | 69,879,000 | 75,435,000 | 80,228,000 |
| Total loans | 28,394,000 | 33,701,000 | 35,234,000 | 36,910,000 |
| Allowance for loan losses | 216,000 | 246,000 | 285,000 | 291,000 |
| Securities available for sale | 24,311,000 | 25,700,000 | 28,199,000 | 33,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,222,000 | 59,770,000 | 64,729,000 | 70,733,000 |
| Interest-bearing deposits | 45,279,000 | 50,041,000 | 54,063,000 | 59,874,000 |
| Noninterest-bearing deposits | 7,943,000 | 9,729,000 | 10,666,000 | 10,859,000 |
| Equity capital | 9,359,000 | 9,691,000 | 10,064,000 | 8,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 850,000 | 1,819,000 | 2,812,000 | 3,868,000 |
| Interest expense | 311,000 | 624,000 | 953,000 | 1,320,000 |
| Net interest income | 539,000 | 1,195,000 | 1,859,000 | 2,548,000 |
| Noninterest income | 46,000 | 94,000 | 178,000 | 233,000 |
| Noninterest expense | 358,000 | 751,000 | 1,165,000 | 1,627,000 |
| Provision for loan losses | 0 | 30,000 | 80,000 | 105,000 |
| Pretax income | 227,000 | 508,000 | 795,000 | 1,052,000 |
| Income tax | 46,000 | 140,000 | 221,000 | 292,000 |
| Net income | 181,000 | 368,000 | 574,000 | 760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,293,000 | 9,395,000 | 9,601,000 | 8,401,000 |
| Total capital | 9,509,000 | 9,641,000 | 9,886,000 | 8,692,000 |
| Risk-weighted assets | 33,470,000 | 38,068,000 | 39,694,000 | 41,163,000 |