Call reports 2011
GRIFFITH SAVINGS BANK — 2011
What GRIFFITH SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 89,749,000 | 88,425,000 | 88,519,000 | 85,200,000 |
| Total loans | 69,685,000 | 67,368,000 | 65,297,000 | 62,329,000 |
| Allowance for loan losses | 1,999,000 | 1,879,000 | 1,858,000 | 1,570,000 |
| Securities available for sale | 5,237,000 | 5,338,000 | 5,620,000 | 3,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,322,000 | 73,186,000 | 73,102,000 | 69,750,000 |
| Interest-bearing deposits | 73,285,000 | 72,367,000 | 71,892,000 | 68,884,000 |
| Noninterest-bearing deposits | 1,037,000 | 819,000 | 1,210,000 | 866,000 |
| Equity capital | 6,842,000 | 6,781,000 | 6,924,000 | 7,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,053,000 | 2,061,000 | 3,086,000 | 4,171,000 |
| Interest expense | 368,000 | 729,000 | 1,089,000 | 1,442,000 |
| Net interest income | 685,000 | 1,332,000 | 1,997,000 | 2,729,000 |
| Noninterest income | 70,000 | 124,000 | 172,000 | 220,000 |
| Noninterest expense | 549,000 | 1,248,000 | 1,811,000 | 2,637,000 |
| Provision for loan losses | 142,000 | 287,000 | 337,000 | 37,000 |
| Pretax income | 64,000 | -79,000 | 21,000 | 276,000 |
| Income tax | 0 | -21,000 | -12,000 | -12,000 |
| Net income | 64,000 | -58,000 | 33,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,832,000 | 6,710,000 | 6,801,000 | 7,056,000 |
| Total capital | 7,484,000 | 7,356,000 | 7,434,000 | 7,632,000 |
| Risk-weighted assets | 50,866,000 | 50,435,000 | 49,385,000 | 45,094,000 |