Call reports 2009
GRIFFITH SAVINGS BANK — 2009
What GRIFFITH SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 104,244,000 | 106,936,000 | 107,708,000 | 108,414,000 |
| Total loans | 82,458,000 | 82,939,000 | 83,510,000 | 82,384,000 |
| Allowance for loan losses | 543,000 | 1,365,000 | 1,303,000 | 1,491,000 |
| Securities available for sale | 4,117,000 | 4,163,000 | 6,119,000 | 5,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,333,000 | 87,427,000 | 88,089,000 | 89,159,000 |
| Interest-bearing deposits | 82,097,000 | 85,786,000 | 86,047,000 | 88,431,000 |
| Noninterest-bearing deposits | 1,236,000 | 1,641,000 | 2,042,000 | 728,000 |
| Equity capital | 9,808,000 | 9,138,000 | 9,225,000 | 8,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,326,000 | 2,646,000 | 3,971,000 | 5,199,000 |
| Interest expense | 663,000 | 1,324,000 | 1,961,000 | 2,537,000 |
| Net interest income | 663,000 | 1,322,000 | 2,010,000 | 2,662,000 |
| Noninterest income | 79,000 | 140,000 | 205,000 | 276,000 |
| Noninterest expense | 549,000 | 1,094,000 | 1,581,000 | 2,177,000 |
| Provision for loan losses | 88,000 | 1,460,000 | 1,510,000 | 2,821,000 |
| Pretax income | 105,000 | -1,092,000 | -876,000 | -2,060,000 |
| Income tax | 35,000 | -484,000 | -404,000 | -861,000 |
| Net income | 70,000 | -608,000 | -472,000 | -1,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,792,000 | 9,115,000 | 9,260,000 | 8,533,000 |
| Total capital | 10,335,000 | 9,868,000 | 10,022,000 | 9,287,000 |
| Risk-weighted assets | 58,622,000 | 59,637,000 | 60,417,000 | 59,563,000 |