Call reports 2008
GRIFFITH SAVINGS BANK — 2008
What GRIFFITH SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 98,797,000 | 98,614,000 | 101,286,000 | 99,690,000 |
| Total loans | 80,946,000 | 81,787,000 | 81,719,000 | 81,841,000 |
| Allowance for loan losses | 396,000 | 488,000 | 558,000 | 523,000 |
| Securities available for sale | 8,361,000 | 7,009,000 | 4,930,000 | 4,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,236,000 | 78,241,000 | 80,964,000 | 78,953,000 |
| Interest-bearing deposits | 76,934,000 | 76,350,000 | 78,552,000 | 77,603,000 |
| Noninterest-bearing deposits | 1,302,000 | 1,891,000 | 2,412,000 | 1,350,000 |
| Equity capital | 9,637,000 | 9,624,000 | 9,538,000 | 9,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,377,000 | 2,745,000 | 4,121,000 | 5,467,000 |
| Interest expense | 765,000 | 1,498,000 | 2,243,000 | 2,971,000 |
| Net interest income | 612,000 | 1,247,000 | 1,878,000 | 2,496,000 |
| Noninterest income | 16,000 | 67,000 | 132,000 | 207,000 |
| Noninterest expense | 506,000 | 1,021,000 | 1,539,000 | 1,866,000 |
| Provision for loan losses | 75,000 | 228,000 | 493,000 | 493,000 |
| Pretax income | 47,000 | 54,000 | -83,000 | 247,000 |
| Income tax | 8,000 | 0 | -33,000 | 112,000 |
| Net income | 39,000 | 54,000 | -50,000 | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,624,000 | 9,622,000 | 9,539,000 | 9,732,000 |
| Total capital | 10,020,000 | 10,110,000 | 10,097,000 | 10,255,000 |
| Risk-weighted assets | 59,068,000 | 58,991,000 | 57,823,000 | 58,695,000 |