Call reports 2007
GRIFFITH SAVINGS BANK — 2007
What GRIFFITH SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 96,583,000 | 95,581,000 | 98,506,000 | 97,129,000 |
| Total loans | 76,459,000 | 77,626,000 | 79,267,000 | 81,108,000 |
| Allowance for loan losses | 342,000 | 359,000 | 410,000 | 412,000 |
| Securities available for sale | 11,418,000 | 11,016,000 | 10,907,000 | 8,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,988,000 | 77,264,000 | 77,992,000 | 76,710,000 |
| Interest-bearing deposits | 76,586,000 | 75,363,000 | 75,646,000 | 76,131,000 |
| Noninterest-bearing deposits | 1,402,000 | 1,901,000 | 2,346,000 | 579,000 |
| Equity capital | 9,419,000 | 9,490,000 | 9,588,000 | 9,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,392,000 | 2,809,000 | 4,203,000 | 5,649,000 |
| Interest expense | 762,000 | 1,508,000 | 2,271,000 | 3,061,000 |
| Net interest income | 630,000 | 1,301,000 | 1,932,000 | 2,588,000 |
| Noninterest income | 46,000 | 95,000 | 153,000 | 143,000 |
| Noninterest expense | 444,000 | 914,000 | 1,444,000 | 1,908,000 |
| Provision for loan losses | 150,000 | 215,000 | 306,000 | 355,000 |
| Pretax income | 82,000 | 267,000 | 335,000 | 427,000 |
| Income tax | 20,000 | 86,000 | 103,000 | 106,000 |
| Net income | 62,000 | 181,000 | 232,000 | 321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,436,000 | 9,548,000 | 9,606,000 | 9,591,000 |
| Total capital | 9,752,000 | 9,881,000 | 10,016,000 | 10,003,000 |
| Risk-weighted assets | 55,879,000 | 56,351,000 | 59,783,000 | 57,700,000 |