Call reports 2003
GRIFFITH SAVINGS BANK — 2003
What GRIFFITH SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 101,291,000 | 109,705,000 | 103,678,000 | 98,173,000 |
| Total loans | 61,129,000 | 65,823,000 | 67,845,000 | 71,331,000 |
| Allowance for loan losses | 73,000 | 71,000 | 71,000 | 56,000 |
| Securities available for sale | 32,927,000 | 35,924,000 | 27,997,000 | 18,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,176,000 | 97,335,000 | 91,277,000 | 85,380,000 |
| Interest-bearing deposits | 90,179,000 | 96,067,000 | 90,273,000 | 84,284,000 |
| Noninterest-bearing deposits | 997,000 | 1,268,000 | 1,004,000 | 1,096,000 |
| Equity capital | 6,549,000 | 6,824,000 | 6,870,000 | 7,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,266,000 | 2,538,000 | 3,736,000 | 4,905,000 |
| Interest expense | 678,000 | 1,396,000 | 2,019,000 | 2,498,000 |
| Net interest income | 588,000 | 1,142,000 | 1,717,000 | 2,407,000 |
| Noninterest income | 31,000 | 65,000 | 99,000 | 149,000 |
| Noninterest expense | 355,000 | 714,000 | 1,081,000 | 1,432,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 303,000 | 581,000 | 801,000 | 1,191,000 |
| Income tax | 101,000 | 198,000 | 279,000 | 415,000 |
| Net income | 202,000 | 383,000 | 522,000 | 776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,469,000 | 6,693,000 | 6,832,000 | 7,086,000 |
| Total capital | 6,542,000 | 6,764,000 | 6,903,000 | 7,142,000 |
| Risk-weighted assets | 61,349,000 | 64,960,000 | 62,715,000 | 57,249,000 |