Call reports 2002
GRIFFITH SAVINGS BANK — 2002
What GRIFFITH SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 75,481,000 | 78,447,000 | 88,855,000 | 95,288,000 |
| Total loans | 48,356,000 | 48,946,000 | 50,950,000 | 51,497,000 |
| Allowance for loan losses | 43,000 | 45,000 | 60,000 | 77,000 |
| Securities available for sale | 16,670,000 | 21,634,000 | 24,760,000 | 35,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,142,000 | 66,855,000 | 78,900,000 | 85,435,000 |
| Interest-bearing deposits | 62,199,000 | 66,288,000 | 78,001,000 | 84,828,000 |
| Noninterest-bearing deposits | 943,000 | 567,000 | 899,000 | 607,000 |
| Equity capital | 5,909,000 | 6,112,000 | 6,323,000 | 6,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,104,000 | 2,255,000 | 3,426,000 | 4,624,000 |
| Interest expense | 654,000 | 1,317,000 | 2,054,000 | 2,827,000 |
| Net interest income | 450,000 | 938,000 | 1,372,000 | 1,797,000 |
| Noninterest income | 29,000 | 62,000 | 95,000 | 123,000 |
| Noninterest expense | 294,000 | 579,000 | 909,000 | 1,216,000 |
| Provision for loan losses | 2,000 | 4,000 | 19,000 | 34,000 |
| Pretax income | 183,000 | 417,000 | 624,000 | 762,000 |
| Income tax | 63,000 | 142,000 | 211,000 | 255,000 |
| Net income | 120,000 | 275,000 | 413,000 | 507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,925,000 | 6,078,000 | 6,219,000 | 6,310,000 |
| Total capital | 5,968,000 | 6,123,000 | 6,279,000 | 6,387,000 |
| Risk-weighted assets | 34,449,000 | 38,913,000 | 47,633,000 | 53,997,000 |