Call reports 2001
GRIFFITH SAVINGS BANK — 2001
What GRIFFITH SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 64,459,000 | 63,192,000 | 67,257,000 | 67,638,000 |
| Total loans | 43,027,000 | 45,230,000 | 45,138,000 | 46,438,000 |
| Allowance for loan losses | 23,000 | 26,000 | 33,000 | 41,000 |
| Securities available for sale | 11,975,000 | 12,787,000 | 13,336,000 | 15,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,301,000 | 51,127,000 | 54,958,000 | 55,320,000 |
| Interest-bearing deposits | 50,436,000 | 50,613,000 | 54,104,000 | 54,742,000 |
| Noninterest-bearing deposits | 865,000 | 514,000 | 854,000 | 578,000 |
| Equity capital | 5,540,000 | 5,652,000 | 5,791,000 | 5,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,053,000 | 2,140,000 | 3,191,000 | 4,273,000 |
| Interest expense | 738,000 | 1,439,000 | 2,098,000 | 2,789,000 |
| Net interest income | 315,000 | 701,000 | 1,093,000 | 1,484,000 |
| Noninterest income | 26,000 | 51,000 | 78,000 | 132,000 |
| Noninterest expense | 312,000 | 589,000 | 886,000 | 1,197,000 |
| Provision for loan losses | 6,000 | 9,000 | 16,000 | 28,000 |
| Pretax income | 23,000 | 154,000 | 269,000 | 391,000 |
| Income tax | -1,000 | 7,000 | 56,000 | 120,000 |
| Net income | 24,000 | 147,000 | 213,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,556,000 | 5,680,000 | 5,747,000 | 5,804,000 |
| Total capital | 5,579,000 | 5,706,000 | 5,780,000 | 5,845,000 |
| Risk-weighted assets | 30,195,000 | 31,274,000 | 30,622,000 | 31,569,000 |