Call reports 2025
PITNEY BOWES BANK INC., THE — 2025
What PITNEY BOWES BANK INC., THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 834,332,000 | 816,121,000 | 810,984,000 | 805,554,000 |
| Total loans | 414,283,000 | 439,697,000 | 468,186,000 | 478,773,000 |
| Allowance for loan losses | 7,272,000 | 7,227,000 | 7,905,000 | 7,961,000 |
| Securities available for sale | 150,078,000 | 148,828,000 | 169,533,000 | 166,581,000 |
| Securities held to maturity | 6,525,000 | 6,516,000 | 6,470,000 | 8,460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 701,108,000 | 684,020,000 | 673,030,000 | 675,222,000 |
| Interest-bearing deposits | 638,761,000 | 628,165,000 | 627,442,000 | 617,488,000 |
| Noninterest-bearing deposits | 62,347,000 | 55,855,000 | 45,588,000 | 57,734,000 |
| Equity capital | 67,528,000 | 73,431,000 | 75,831,000 | 78,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,953,000 | 31,776,000 | 48,044,000 | 64,377,000 |
| Interest expense | 1,418,000 | 2,874,000 | 4,173,000 | 5,400,000 |
| Net interest income | 14,535,000 | 28,902,000 | 43,871,000 | 58,977,000 |
| Noninterest income | 7,900,000 | 15,425,000 | 22,743,000 | 29,928,000 |
| Noninterest expense | 4,912,000 | 9,556,000 | 14,026,000 | 18,422,000 |
| Provision for loan losses | 777,000 | 1,728,000 | 3,193,000 | 4,339,000 |
| Pretax income | 16,241,000 | 32,537,000 | 48,889,000 | 65,638,000 |
| Income tax | 3,932,000 | 7,783,000 | 11,507,000 | 15,325,000 |
| Net income | 12,309,000 | 24,754,000 | 37,382,000 | 50,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,170,000 | 99,370,000 | 99,409,000 | 100,828,000 |