Call reports 2022
PITNEY BOWES BANK INC., THE — 2022
What PITNEY BOWES BANK INC., THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 764,365,000 | 751,719,000 | 797,871,000 | 789,920,000 |
| Total loans | 242,810,000 | 247,531,000 | 258,440,000 | 281,499,000 |
| Allowance for loan losses | 3,299,000 | 3,436,000 | 4,117,000 | 4,928,000 |
| Securities available for sale | 243,637,000 | 223,685,000 | 206,602,000 | 206,746,000 |
| Securities held to maturity | 3,080,000 | 3,080,000 | 2,968,000 | 3,238,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 642,149,000 | 632,827,000 | 694,410,000 | 657,351,000 |
| Interest-bearing deposits | 569,852,000 | 566,072,000 | 621,802,000 | 576,513,000 |
| Noninterest-bearing deposits | 72,297,000 | 66,755,000 | 72,608,000 | 80,838,000 |
| Equity capital | 56,010,000 | 44,743,000 | 35,489,000 | 41,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,142,000 | 21,340,000 | 32,759,000 | 45,476,000 |
| Interest expense | 334,000 | 650,000 | 990,000 | 1,419,000 |
| Net interest income | 10,808,000 | 20,690,000 | 31,769,000 | 44,057,000 |
| Noninterest income | 7,411,000 | 14,639,000 | 21,773,000 | 28,888,000 |
| Noninterest expense | 2,244,000 | 5,440,000 | 7,482,000 | 10,047,000 |
| Provision for loan losses | 621,000 | 727,000 | 2,041,000 | 3,436,000 |
| Pretax income | 17,836,000 | 31,640,000 | 46,494,000 | 61,937,000 |
| Income tax | 4,225,000 | 7,866,000 | 11,315,000 | 14,969,000 |
| Net income | 13,611,000 | 23,774,000 | 35,179,000 | 46,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,821,000 | 77,597,000 | 77,926,000 | 80,592,000 |