Call reports 2019
PITNEY BOWES BANK INC., THE — 2019
What PITNEY BOWES BANK INC., THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 703,762,000 | 724,925,000 | 743,594,000 | 747,635,000 |
| Total loans | 223,705,000 | 227,006,000 | 224,189,000 | 236,917,000 |
| Allowance for loan losses | 3,882,000 | 4,092,000 | 4,170,000 | 4,325,000 |
| Securities available for sale | 430,960,000 | 431,934,000 | 378,441,000 | 359,150,000 |
| Securities held to maturity | 2,697,000 | 2,971,000 | 2,495,000 | 2,489,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 577,291,000 | 594,128,000 | 617,920,000 | 624,423,000 |
| Interest-bearing deposits | 537,870,000 | 555,577,000 | 576,808,000 | 584,408,000 |
| Noninterest-bearing deposits | 39,421,000 | 38,551,000 | 41,112,000 | 40,015,000 |
| Equity capital | 71,321,000 | 73,017,000 | 74,857,000 | 77,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 19,215,000 | 37,111,000 | 54,990,000 | 70,640,000 |
| Interest expense | 134,000 | 467,000 | 817,000 | 1,178,000 |
| Net interest income | 19,081,000 | 36,644,000 | 54,173,000 | 69,462,000 |
| Noninterest income | 5,097,000 | 9,459,000 | 13,574,000 | 18,614,000 |
| Noninterest expense | 770,000 | 1,645,000 | 2,378,000 | 3,597,000 |
| Provision for loan losses | 965,000 | 2,249,000 | 3,455,000 | 4,642,000 |
| Pretax income | 22,455,000 | 42,235,000 | 61,954,000 | 79,824,000 |
| Income tax | 5,301,000 | 9,970,000 | 14,625,000 | 17,185,000 |
| Net income | 17,154,000 | 32,265,000 | 47,329,000 | 62,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,319,000 | 71,066,000 | 71,533,000 | 74,852,000 |
| Total capital | 76,201,000 | 75,158,000 | 75,703,000 | 79,177,000 |
| Risk-weighted assets | 365,977,000 | 384,185,000 | 397,670,000 | 412,696,000 |